International Bancshares Corporation

IBOC stock score: 56/100

$65.31 · -1.11% · Scored Oct 20, 2026

Technical
46
Fundamental
66
News
—

The reading

International Bancshares (IBOC) scores 56 out of 100, which reads neutral, higher than 47% of Financial Services stocks and 60% of the 4,166 US stocks we score.

The composite is technicals and fundamentals weighted equally: technicals read 46, fundamentals 66.

Among the fundamentals, Operating Margins at 99 and Earnings Quality (Annual) at 99 score highest, while Earnings Estimates at 8 weighs the most against it.

On the daily chart, trend-following indicators average 23 and contrarian oscillators 75 — a split worth reading before trusting the technical total.

Since Jul 25, 2026 the composite has ranged from 56 to 68, and it is down 10 points over the period.

What’s driving the score

The strongest and weakest of the scorers that count toward IBOC’s composite. Each returns 0–100, higher is more bullish — including metrics where low is good, like P/E.

Fundamental

66

Pulling it up

  • Operating Margins99

    Operating margins measure profitability after operating expenses.

  • Earnings Quality (Annual)99

    Earnings Quality (Annual) assesses absolute profitability independent of growth, measuring whether the company is profitable, its earnings yield (earnings/market cap), profit margins, and consistency.

  • Profit Margins98

    Profit margins show what percentage of revenue becomes profit.

Holding it back

  • Earnings Estimates8

    Earnings estimates score evaluates analyst projections for future profitability.

  • Insider Transactions35

    Insider transactions track recent buying and selling by company insiders.

  • Earnings Quality (Quarterly)37

    Quarterly earnings quality assesses the sustainability and reliability of reported profits.

32 weighted scorers; 9 had no data today and are left out rather than counted as zero.

Technical · daily

31

Pulling it up

  • RSI (14)100

    Relative Strength Index (14-period) measures momentum by comparing recent gains to losses.

  • Bollinger Bands (20)100

    Bollinger Bands (20-period) plot standard deviations above and below a moving average.

  • Bollinger Bands (50)100

    Bollinger Bands (50-period) measure where price sits between bands two standard deviations around its 50-period average.

Holding it back

  • Ichimoku Cloud0

    Ichimoku Cloud is a comprehensive indicator showing support/resistance, trend direction, and momentum.

  • Parabolic SAR (PSAR)0

    Parabolic SAR (Stop and Reverse) provides trailing stop levels that follow price trends.

  • SMA 100 Cross Up4

    SMA 100 Cross Up identifies when shorter averages cross above the 100-period SMA.

62 weighted scorers; 3 had no data today and are left out rather than counted as zero.

Technical score by timeframe

ChartScoreWeight
Hourly401
Daily313
Weekly392
Monthly582
Quarterly652

Composite score, last 90 days

05010056Jul 25, 2026Oct 20, 2026Jul 25, 2026: 66Jul 26, 2026: 66Jul 27, 2026: 66Jul 28, 2026: 65Jul 29, 2026: 64Jul 30, 2026: 64Jul 31, 2026: 64Aug 2, 2026: 66Aug 3, 2026: 68Aug 5, 2026: 65Aug 6, 2026: 64Aug 7, 2026: 63Aug 8, 2026: 63Aug 9, 2026: 63Aug 10, 2026: 62Aug 11, 2026: 62Aug 12, 2026: 63Aug 13, 2026: 64Aug 14, 2026: 62Aug 15, 2026: 64Aug 16, 2026: 66Aug 17, 2026: 64Aug 18, 2026: 63Aug 19, 2026: 64Aug 20, 2026: 64Aug 22, 2026: 60Aug 23, 2026: 60Aug 24, 2026: 60Aug 25, 2026: 59Aug 26, 2026: 59Aug 27, 2026: 59Aug 28, 2026: 60Aug 29, 2026: 60Aug 30, 2026: 60Aug 31, 2026: 59Sep 1, 2026: 60Sep 2, 2026: 61Sep 3, 2026: 66Sep 4, 2026: 62Sep 5, 2026: 62Sep 6, 2026: 62Sep 7, 2026: 62Sep 8, 2026: 62Sep 9, 2026: 59Sep 10, 2026: 60Sep 11, 2026: 61Sep 12, 2026: 61Sep 13, 2026: 61Sep 14, 2026: 62Sep 15, 2026: 62Sep 16, 2026: 59Sep 17, 2026: 59Sep 18, 2026: 58Sep 19, 2026: 59Sep 20, 2026: 59Sep 21, 2026: 59Sep 22, 2026: 59Sep 23, 2026: 59Sep 24, 2026: 60Sep 25, 2026: 59Sep 26, 2026: 59Sep 27, 2026: 59Sep 28, 2026: 58Sep 29, 2026: 58Sep 30, 2026: 57Oct 1, 2026: 58Oct 2, 2026: 60Oct 3, 2026: 60Oct 4, 2026: 60Oct 5, 2026: 59Oct 6, 2026: 58Oct 7, 2026: 57Oct 8, 2026: 58Oct 9, 2026: 57Oct 10, 2026: 57Oct 11, 2026: 57Oct 12, 2026: 57Oct 13, 2026: 57Oct 14, 2026: 56Oct 15, 2026: 58Oct 16, 2026: 57Oct 17, 2026: 57Oct 18, 2026: 57Oct 19, 2026: 61Oct 20, 2026: 56
Show the daily numbers
DateComposite
Oct 20, 202656
Oct 19, 202661
Oct 18, 202657
Oct 17, 202657
Oct 16, 202657
Oct 15, 202658
Oct 14, 202656
Oct 13, 202657
Oct 12, 202657
Oct 11, 202657
Oct 10, 202657
Oct 9, 202657
Oct 8, 202658
Oct 7, 202657
Oct 6, 202658
Oct 5, 202659
Oct 4, 202660
Oct 3, 202660
Oct 2, 202660
Oct 1, 202658
Sep 30, 202657
Sep 29, 202658
Sep 28, 202658
Sep 27, 202659
Sep 26, 202659
Sep 25, 202659
Sep 24, 202660
Sep 23, 202659
Sep 22, 202659
Sep 21, 202659
Sep 20, 202659
Sep 19, 202659
Sep 18, 202658
Sep 17, 202659
Sep 16, 202659
Sep 15, 202662
Sep 14, 202662
Sep 13, 202661
Sep 12, 202661
Sep 11, 202661
Sep 10, 202660
Sep 9, 202659
Sep 8, 202662
Sep 7, 202662
Sep 6, 202662
Sep 5, 202662
Sep 4, 202662
Sep 3, 202666
Sep 2, 202661
Sep 1, 202660
Aug 31, 202659
Aug 30, 202660
Aug 29, 202660
Aug 28, 202660
Aug 27, 202659
Aug 26, 202659
Aug 25, 202659
Aug 24, 202660
Aug 23, 202660
Aug 22, 202660
Aug 20, 202664
Aug 19, 202664
Aug 18, 202663
Aug 17, 202664
Aug 16, 202666
Aug 15, 202664
Aug 14, 202662
Aug 13, 202664
Aug 12, 202663
Aug 11, 202662
Aug 10, 202662
Aug 9, 202663
Aug 8, 202663
Aug 7, 202663
Aug 6, 202664
Aug 5, 202665
Aug 3, 202668
Aug 2, 202666
Jul 31, 202664
Jul 30, 202664
Jul 29, 202664
Jul 28, 202665
Jul 27, 202666
Jul 26, 202666
Jul 25, 202666

Key facts

Market cap
$4.1B
Sector
Financial Services
Industry
Banks - Regional
Beta
0.70
Risk grade (1–10)
5
Next earnings
Nov 5, 2026

Banks - Regional peers

CompanyMarket capScore
FBP First BanCorp.$4.2B66
CATY Cathay General Bancorp$4.0B63
BMA Banco Macro$4.0B55
WSFS WSFS Financial$4.0B65
TCBI Texas Capital Bancshares$4.0B57
CVBF CVB Financial$3.9B62

Questions

What is IBOC's stock score today?

IBOC scores 56/100 (Neutral) as of Oct 20, 2026: technical 46, fundamental 66. Scores are recomputed every night.

Is IBOC a buy?

The score is not a buy or sell recommendation. A 56 says the technical and fundamental signals we measure lean neutral today, relative to every other stock scored the same way. Use the breakdown above to see why, and treat it as a starting point for your own research.

How is the IBOC score calculated?

94 weighted scorers feed it today: 32 fundamental, scored against Financial Services ranges, and 62 technical on the daily chart, with 5 timeframes blended into the technical total. Every scorer returns 0–100; missing data is left out, never counted as zero.

Scores are information, not investment advice. Computed from Yahoo Finance, Finnhub and Alpha Vantage data; technical indicators via TA-Lib. Past scores do not predict future returns.