United Community Banks, Inc.

UCB stock score: 66/100

$37.23 · +3.85% · Scored Oct 22, 2026

Technical
66
Fundamental
66
News
51

The reading

United Community Banks (UCB) scores 66 out of 100, which reads bullish, higher than 82% of Financial Services stocks and 92% of the 4,161 US stocks we score.

The composite is technicals and fundamentals weighted equally: technicals read 66, fundamentals 66.

Among the fundamentals, Price Target at 100 and Operating Margins at 100 score highest, while Earnings Quality (Quarterly) at 14 weighs the most against it.

On the daily chart, trend-following indicators average 70 and contrarian oscillators 27 — a split worth reading before trusting the technical total.

News sentiment is neutral at 51; it is shown, not counted in the composite.

Since Jul 25, 2026 the composite has ranged from 58 to 77, and it is down 8 points over the period.

What’s driving the score

The strongest and weakest of the scorers that count toward UCB’s composite. Each returns 0–100, higher is more bullish — including metrics where low is good, like P/E.

Fundamental

66

Pulling it up

  • Price Target100

    Price target score compares the current stock price to analyst consensus targets.

  • Operating Margins100

    Operating margins measure profitability after operating expenses.

  • Earnings Growth (Quarterly)98

    Quarterly earnings growth measures profit increase versus the prior-year quarter.

Holding it back

  • Earnings Quality (Quarterly)14

    Quarterly earnings quality assesses the sustainability and reliability of reported profits.

  • Price to Sales Ratio28

    Price-to-Sales ratio compares market capitalization to annual revenue.

  • Return on Equity (ROE)39

    Return on Equity (ROE) measures how efficiently a company generates profits from shareholder equity.

33 weighted scorers; 8 had no data today and are left out rather than counted as zero.

Technical · daily

66

Pulling it up

  • Parabolic SAR (PSAR)100

    Parabolic SAR (Stop and Reverse) provides trailing stop levels that follow price trends.

  • VWAP100

    Volume Weighted Average Price (VWAP) shows the average price weighted by volume.

  • Ichimoku Cloud100

    Ichimoku Cloud is a comprehensive indicator showing support/resistance, trend direction, and momentum.

Holding it back

  • Bollinger Bands (50)0

    Bollinger Bands (50-period) measure where price sits between bands two standard deviations around its 50-period average.

  • Bollinger Bands (20)0

    Bollinger Bands (20-period) plot standard deviations above and below a moving average.

  • Williams %R (28)0

    Williams %R (28-period) places the close within the last 28 periods' high-low range.

62 weighted scorers; 3 had no data today and are left out rather than counted as zero.

News · shown, not counted

Global News
51

Technical score by timeframe

ChartScoreWeight
Hourly631
Daily663
Weekly682
Monthly682
Quarterly632

Composite score, last 90 days

05010066Jul 25, 2026Oct 22, 2026Jul 25, 2026: 74Jul 26, 2026: 73Jul 27, 2026: 74Jul 28, 2026: 74Jul 29, 2026: 77Jul 30, 2026: 76Jul 31, 2026: 75Aug 2, 2026: 60Aug 3, 2026: 61Aug 5, 2026: 62Aug 6, 2026: 61Aug 7, 2026: 65Aug 8, 2026: 65Aug 9, 2026: 65Aug 10, 2026: 65Aug 11, 2026: 67Aug 12, 2026: 68Aug 13, 2026: 67Aug 14, 2026: 67Aug 15, 2026: 67Aug 16, 2026: 68Aug 17, 2026: 66Aug 18, 2026: 67Aug 19, 2026: 66Aug 20, 2026: 65Aug 22, 2026: 65Aug 23, 2026: 65Aug 24, 2026: 64Aug 25, 2026: 63Aug 26, 2026: 63Aug 27, 2026: 64Aug 28, 2026: 64Aug 29, 2026: 64Aug 30, 2026: 64Aug 31, 2026: 63Sep 1, 2026: 63Sep 2, 2026: 64Sep 3, 2026: 65Sep 4, 2026: 65Sep 5, 2026: 64Sep 6, 2026: 64Sep 7, 2026: 64Sep 8, 2026: 64Sep 9, 2026: 62Sep 10, 2026: 63Sep 11, 2026: 64Sep 12, 2026: 64Sep 13, 2026: 64Sep 14, 2026: 64Sep 15, 2026: 64Sep 16, 2026: 61Sep 17, 2026: 62Sep 18, 2026: 61Sep 19, 2026: 62Sep 20, 2026: 62Sep 21, 2026: 62Sep 22, 2026: 61Sep 23, 2026: 62Sep 24, 2026: 61Sep 25, 2026: 61Sep 26, 2026: 61Sep 27, 2026: 61Sep 28, 2026: 61Sep 29, 2026: 61Sep 30, 2026: 59Oct 1, 2026: 59Oct 2, 2026: 62Oct 3, 2026: 62Oct 4, 2026: 62Oct 5, 2026: 61Oct 6, 2026: 60Oct 7, 2026: 58Oct 8, 2026: 60Oct 9, 2026: 59Oct 10, 2026: 59Oct 11, 2026: 59Oct 12, 2026: 60Oct 13, 2026: 60Oct 14, 2026: 58Oct 15, 2026: 62Oct 16, 2026: 63Oct 17, 2026: 63Oct 18, 2026: 63Oct 19, 2026: 61Oct 20, 2026: 65Oct 21, 2026: 66Oct 22, 2026: 66
Show the daily numbers
DateComposite
Oct 22, 202666
Oct 21, 202666
Oct 20, 202665
Oct 19, 202661
Oct 18, 202663
Oct 17, 202663
Oct 16, 202663
Oct 15, 202662
Oct 14, 202658
Oct 13, 202660
Oct 12, 202660
Oct 11, 202659
Oct 10, 202659
Oct 9, 202659
Oct 8, 202660
Oct 7, 202658
Oct 6, 202660
Oct 5, 202661
Oct 4, 202662
Oct 3, 202662
Oct 2, 202662
Oct 1, 202659
Sep 30, 202659
Sep 29, 202661
Sep 28, 202661
Sep 27, 202661
Sep 26, 202661
Sep 25, 202661
Sep 24, 202661
Sep 23, 202662
Sep 22, 202661
Sep 21, 202662
Sep 20, 202662
Sep 19, 202662
Sep 18, 202661
Sep 17, 202662
Sep 16, 202661
Sep 15, 202664
Sep 14, 202664
Sep 13, 202664
Sep 12, 202664
Sep 11, 202664
Sep 10, 202663
Sep 9, 202662
Sep 8, 202664
Sep 7, 202664
Sep 6, 202664
Sep 5, 202664
Sep 4, 202665
Sep 3, 202665
Sep 2, 202664
Sep 1, 202663
Aug 31, 202663
Aug 30, 202664
Aug 29, 202664
Aug 28, 202664
Aug 27, 202664
Aug 26, 202663
Aug 25, 202663
Aug 24, 202664
Aug 23, 202665
Aug 22, 202665
Aug 20, 202665
Aug 19, 202666
Aug 18, 202667
Aug 17, 202666
Aug 16, 202668
Aug 15, 202667
Aug 14, 202667
Aug 13, 202667
Aug 12, 202668
Aug 11, 202667
Aug 10, 202665
Aug 9, 202665
Aug 8, 202665
Aug 7, 202665
Aug 6, 202661
Aug 5, 202662
Aug 3, 202661
Aug 2, 202660
Jul 31, 202675
Jul 30, 202676
Jul 29, 202677
Jul 28, 202674
Jul 27, 202674
Jul 26, 202673
Jul 25, 202674

Key facts

Market cap
$4.5B
Sector
Financial Services
Industry
Banks - Regional
Beta
—
Risk grade (1–10)
2
Next earnings
Jan 13, 2027

Banks - Regional peers

CompanyMarket capScore
TFSL TFS Financial$4.7B52
SFBS ServisFirst Bancshares$4.5B63
FULT Fulton Financial$4.5B68
FFIN First Financial Bankshares$4.3B51
TCBI Texas Capital Bancshares$4.3B64
CATY Cathay General Bancorp$4.3B65

Questions

What is UCB's stock score today?

UCB scores 66/100 (Bullish) as of Oct 22, 2026: technical 66, fundamental 66, and news sentiment 51, which is shown but not counted. Scores are recomputed every night.

Is UCB a buy?

The score is not a buy or sell recommendation. A 66 says the technical and fundamental signals we measure lean bullish today, relative to every other stock scored the same way. Use the breakdown above to see why, and treat it as a starting point for your own research.

How is the UCB score calculated?

95 weighted scorers feed it today: 33 fundamental, scored against Financial Services ranges, and 62 technical on the daily chart, with 5 timeframes blended into the technical total. Every scorer returns 0–100; missing data is left out, never counted as zero.

Scores are information, not investment advice. Computed from Yahoo Finance, Finnhub and Alpha Vantage data; technical indicators via TA-Lib. Past scores do not predict future returns.