XP Inc.

XP stock score: 70/100

$30.41 · +3.61% · Scored Oct 23, 2026

Technical
70
Fundamental
69
News
52

The reading

XP (XP) scores 70 out of 100, which reads bullish, higher than 93% of Financial Services stocks and 98% of the 4,161 US stocks we score.

The composite is technicals and fundamentals weighted equally: technicals read 70, fundamentals 69.

Among the fundamentals, Return on Equity (ROE) at 96 and Price to Book Ratio at 95 score highest, while Debt to Equity at 0 weighs the most against it.

On the daily chart, trend-following indicators average 65 and contrarian oscillators 41.

News sentiment is neutral at 52; it is shown, not counted in the composite.

Since Jul 25, 2026 the composite has ranged from 53 to 71, and it is up 12 points over the period.

What’s driving the score

The strongest and weakest of the scorers that count toward XP’s composite. Each returns 0–100, higher is more bullish — including metrics where low is good, like P/E.

Fundamental

69

Pulling it up

  • Return on Equity (ROE)96

    Return on Equity (ROE) measures how efficiently a company generates profits from shareholder equity.

  • Price to Book Ratio95

    Price-to-Book ratio compares market value to book value.

  • Price to Sales Ratio95

    Price-to-Sales ratio compares market capitalization to annual revenue.

Holding it back

  • Debt to Equity0

    Debt-to-Equity ratio measures financial leverage by comparing total debt to shareholder equity.

  • Return on Invested Capital (ROIC)23

    Return on Invested Capital measures the operating profit a company earns on all the capital invested in it, debt and equity alike.

  • Earnings Estimates41

    Earnings estimates score evaluates analyst projections for future profitability.

33 weighted scorers; 8 had no data today and are left out rather than counted as zero.

Technical · daily

64

Pulling it up

  • VWAP100

    Volume Weighted Average Price (VWAP) shows the average price weighted by volume.

  • EMA 50100

    Exponential Moving Average (50-period) is a key intermediate-term trend indicator that responds more quickly than SMA-50.

  • SMA 50100

    Simple Moving Average (50-period) is a widely-watched intermediate-term trend gauge.

Holding it back

  • Parabolic SAR (PSAR)0

    Parabolic SAR (Stop and Reverse) provides trailing stop levels that follow price trends.

  • Bollinger Bands (50)12

    Bollinger Bands (50-period) measure where price sits between bands two standard deviations around its 50-period average.

  • Stock Volatility13

    Stock volatility measures price fluctuation magnitude over time.

62 weighted scorers; 3 had no data today and are left out rather than counted as zero.

News · shown, not counted

Global News
52

Technical score by timeframe

ChartScoreWeight
Hourly581
Daily643
Weekly752
Monthly762
Quarterly752

Composite score, last 90 days

05010070Jul 25, 2026Oct 23, 2026Jul 25, 2026: 58Jul 26, 2026: 58Jul 27, 2026: 58Jul 28, 2026: 58Jul 29, 2026: 56Jul 30, 2026: 61Jul 31, 2026: 60Aug 2, 2026: 59Aug 3, 2026: 60Aug 5, 2026: 60Aug 6, 2026: 58Aug 7, 2026: 55Aug 8, 2026: 55Aug 9, 2026: 55Aug 10, 2026: 54Aug 11, 2026: 53Aug 12, 2026: 55Aug 13, 2026: 55Aug 14, 2026: 57Aug 15, 2026: 55Aug 16, 2026: 54Aug 17, 2026: 54Aug 18, 2026: 55Aug 19, 2026: 60Aug 20, 2026: 58Aug 22, 2026: 60Aug 23, 2026: 60Aug 24, 2026: 61Aug 25, 2026: 63Aug 26, 2026: 64Aug 27, 2026: 62Aug 28, 2026: 62Aug 29, 2026: 62Aug 30, 2026: 62Aug 31, 2026: 64Sep 1, 2026: 66Sep 2, 2026: 68Sep 3, 2026: 69Sep 4, 2026: 68Sep 5, 2026: 68Sep 6, 2026: 68Sep 7, 2026: 67Sep 8, 2026: 69Sep 9, 2026: 65Sep 10, 2026: 67Sep 11, 2026: 67Sep 12, 2026: 67Sep 13, 2026: 67Sep 14, 2026: 66Sep 15, 2026: 66Sep 16, 2026: 67Sep 17, 2026: 68Sep 18, 2026: 67Sep 19, 2026: 68Sep 20, 2026: 68Sep 21, 2026: 69Sep 22, 2026: 70Sep 23, 2026: 70Sep 24, 2026: 68Sep 25, 2026: 67Sep 26, 2026: 67Sep 27, 2026: 67Sep 28, 2026: 66Sep 29, 2026: 67Sep 30, 2026: 68Oct 1, 2026: 69Oct 2, 2026: 69Oct 3, 2026: 69Oct 4, 2026: 69Oct 5, 2026: 69Oct 6, 2026: 71Oct 7, 2026: 70Oct 8, 2026: 70Oct 9, 2026: 70Oct 10, 2026: 71Oct 11, 2026: 71Oct 12, 2026: 71Oct 13, 2026: 70Oct 14, 2026: 68Oct 15, 2026: 69Oct 16, 2026: 69Oct 17, 2026: 69Oct 18, 2026: 69Oct 19, 2026: 69Oct 20, 2026: 71Oct 21, 2026: 69Oct 22, 2026: 68Oct 23, 2026: 70
Show the daily numbers
DateComposite
Oct 23, 202670
Oct 22, 202668
Oct 21, 202669
Oct 20, 202671
Oct 19, 202669
Oct 18, 202669
Oct 17, 202669
Oct 16, 202669
Oct 15, 202669
Oct 14, 202668
Oct 13, 202670
Oct 12, 202671
Oct 11, 202671
Oct 10, 202671
Oct 9, 202670
Oct 8, 202670
Oct 7, 202670
Oct 6, 202671
Oct 5, 202669
Oct 4, 202669
Oct 3, 202669
Oct 2, 202669
Oct 1, 202669
Sep 30, 202668
Sep 29, 202667
Sep 28, 202666
Sep 27, 202667
Sep 26, 202667
Sep 25, 202667
Sep 24, 202668
Sep 23, 202670
Sep 22, 202670
Sep 21, 202669
Sep 20, 202668
Sep 19, 202668
Sep 18, 202667
Sep 17, 202668
Sep 16, 202667
Sep 15, 202666
Sep 14, 202666
Sep 13, 202667
Sep 12, 202667
Sep 11, 202667
Sep 10, 202667
Sep 9, 202665
Sep 8, 202669
Sep 7, 202667
Sep 6, 202668
Sep 5, 202668
Sep 4, 202668
Sep 3, 202669
Sep 2, 202668
Sep 1, 202666
Aug 31, 202664
Aug 30, 202662
Aug 29, 202662
Aug 28, 202662
Aug 27, 202662
Aug 26, 202664
Aug 25, 202663
Aug 24, 202661
Aug 23, 202660
Aug 22, 202660
Aug 20, 202658
Aug 19, 202660
Aug 18, 202655
Aug 17, 202654
Aug 16, 202654
Aug 15, 202655
Aug 14, 202657
Aug 13, 202655
Aug 12, 202655
Aug 11, 202653
Aug 10, 202654
Aug 9, 202655
Aug 8, 202655
Aug 7, 202655
Aug 6, 202658
Aug 5, 202660
Aug 3, 202660
Aug 2, 202659
Jul 31, 202660
Jul 30, 202661
Jul 29, 202656
Jul 28, 202658
Jul 27, 202658
Jul 26, 202658
Jul 25, 202658

Key facts

Market cap
$15.4B
Sector
Financial Services
Industry
Capital Markets
Beta
1.03
Risk grade (1–10)
—
Next earnings
Nov 16, 2026

Capital Markets peers

CompanyMarket capScore
CRCL Circle Internet Group$22.0B44
FUTU Futu Holdings$13.9B64
BMNR Bitmine Immersion Technologies$13.6B52
JEF Jefferies Financial Group$10.5B50
SF Stifel Financial$10.2B52
IREN IREN$10.1B37

Questions

What is XP's stock score today?

XP scores 70/100 (Bullish) as of Oct 23, 2026: technical 70, fundamental 69, and news sentiment 52, which is shown but not counted. Scores are recomputed every night.

Is XP a buy?

The score is not a buy or sell recommendation. A 70 says the technical and fundamental signals we measure lean bullish today, relative to every other stock scored the same way. Use the breakdown above to see why, and treat it as a starting point for your own research.

How is the XP score calculated?

95 weighted scorers feed it today: 33 fundamental, scored against Financial Services ranges, and 62 technical on the daily chart, with 5 timeframes blended into the technical total. Every scorer returns 0–100; missing data is left out, never counted as zero.

Scores are information, not investment advice. Computed from Yahoo Finance, Finnhub and Alpha Vantage data; technical indicators via TA-Lib. Past scores do not predict future returns.