NMI Holdings, Inc.

NMIH stock score: 68/100

$40.77 · -2.09% · Scored Oct 21, 2026

Technical
59
Fundamental
77
News
—

The reading

NMI (NMIH) scores 68 out of 100, which reads bullish, higher than 90% of Financial Services stocks and 95% of the 4,166 US stocks we score.

The composite is technicals and fundamentals weighted equally: technicals read 59, fundamentals 77.

Among the fundamentals, Fair Value at 100 and Price Target at 100 score highest, while Insider Transactions at 35 weighs the most against it.

On the daily chart, trend-following indicators average 55 and contrarian oscillators 41.

Since Jul 25, 2026 the composite has ranged from 61 to 78, and it is down 3 points over the period.

What’s driving the score

The strongest and weakest of the scorers that count toward NMIH’s composite. Each returns 0–100, higher is more bullish — including metrics where low is good, like P/E.

Fundamental

77

Pulling it up

  • Fair Value100

    Fair value score synthesizes multiple valuation methods (DCF, P/E, P/B, P/S) to estimate intrinsic worth.

  • Price Target100

    Price target score compares the current stock price to analyst consensus targets.

  • Return on Assets (ROA)100

    Return on Assets (ROA) shows how efficiently a company uses its assets to generate profit.

Holding it back

  • Insider Transactions35

    Insider transactions track recent buying and selling by company insiders.

  • Earnings Estimates37

    Earnings estimates score evaluates analyst projections for future profitability.

  • Quick Ratio42

    Quick ratio measures a company's ability to meet short-term obligations with liquid assets.

36 weighted scorers; 5 had no data today and are left out rather than counted as zero.

Technical · daily

51

Pulling it up

  • Parabolic SAR (PSAR)100

    Parabolic SAR (Stop and Reverse) provides trailing stop levels that follow price trends.

  • EMA 200 Cross Up89

    EMA 200 Cross Up tracks when price crosses above the 200-period EMA, creating an "EMA golden cross." This responsive long-term indicator signals potential sustained uptrends earlier than the SMA equivalent.

  • SMA 200 Cross Up84

    SMA 200 Cross Up tracks when faster moving averages cross above the 200-period SMA.

Holding it back

  • Candlestick Patterns0

    Candlestick patterns recognize specific price formations that historically suggest continuation or reversal.

  • Ichimoku Cloud2

    Ichimoku Cloud is a comprehensive indicator showing support/resistance, trend direction, and momentum.

  • TRIX7

    TRIX is a momentum oscillator that filters out short-term noise by triple-smoothing price data.

62 weighted scorers; 3 had no data today and are left out rather than counted as zero.

Technical score by timeframe

ChartScoreWeight
Hourly501
Daily513
Weekly612
Monthly652
Quarterly652

Composite score, last 90 days

05010068Jul 25, 2026Oct 21, 2026Jul 25, 2026: 71Jul 26, 2026: 71Jul 27, 2026: 72Jul 28, 2026: 72Jul 29, 2026: 72Jul 30, 2026: 71Jul 31, 2026: 78Aug 2, 2026: 65Aug 3, 2026: 67Aug 5, 2026: 67Aug 6, 2026: 66Aug 7, 2026: 71Aug 8, 2026: 71Aug 9, 2026: 71Aug 10, 2026: 71Aug 11, 2026: 70Aug 12, 2026: 72Aug 13, 2026: 72Aug 14, 2026: 72Aug 15, 2026: 72Aug 16, 2026: 72Aug 17, 2026: 71Aug 18, 2026: 71Aug 19, 2026: 71Aug 20, 2026: 71Aug 22, 2026: 71Aug 23, 2026: 71Aug 24, 2026: 71Aug 25, 2026: 71Aug 26, 2026: 70Aug 27, 2026: 70Aug 28, 2026: 70Aug 29, 2026: 68Aug 30, 2026: 68Aug 31, 2026: 69Sep 1, 2026: 70Sep 2, 2026: 71Sep 3, 2026: 71Sep 4, 2026: 70Sep 5, 2026: 71Sep 6, 2026: 71Sep 7, 2026: 71Sep 8, 2026: 70Sep 9, 2026: 69Sep 10, 2026: 69Sep 11, 2026: 69Sep 12, 2026: 69Sep 13, 2026: 69Sep 14, 2026: 69Sep 15, 2026: 68Sep 16, 2026: 67Sep 17, 2026: 67Sep 18, 2026: 67Sep 19, 2026: 67Sep 20, 2026: 67Sep 21, 2026: 67Sep 22, 2026: 67Sep 23, 2026: 69Sep 24, 2026: 68Sep 25, 2026: 66Sep 26, 2026: 66Sep 27, 2026: 66Sep 28, 2026: 65Sep 29, 2026: 65Sep 30, 2026: 61Oct 1, 2026: 61Oct 2, 2026: 62Oct 3, 2026: 63Oct 4, 2026: 63Oct 5, 2026: 64Oct 6, 2026: 65Oct 7, 2026: 65Oct 8, 2026: 66Oct 9, 2026: 66Oct 10, 2026: 66Oct 11, 2026: 66Oct 12, 2026: 64Oct 13, 2026: 64Oct 14, 2026: 64Oct 15, 2026: 67Oct 16, 2026: 68Oct 17, 2026: 68Oct 18, 2026: 68Oct 19, 2026: 68Oct 20, 2026: 70Oct 21, 2026: 68
Show the daily numbers
DateComposite
Oct 21, 202668
Oct 20, 202670
Oct 19, 202668
Oct 18, 202668
Oct 17, 202668
Oct 16, 202668
Oct 15, 202667
Oct 14, 202664
Oct 13, 202664
Oct 12, 202664
Oct 11, 202666
Oct 10, 202666
Oct 9, 202666
Oct 8, 202666
Oct 7, 202665
Oct 6, 202665
Oct 5, 202664
Oct 4, 202663
Oct 3, 202663
Oct 2, 202662
Oct 1, 202661
Sep 30, 202661
Sep 29, 202665
Sep 28, 202665
Sep 27, 202666
Sep 26, 202666
Sep 25, 202666
Sep 24, 202668
Sep 23, 202669
Sep 22, 202667
Sep 21, 202667
Sep 20, 202667
Sep 19, 202667
Sep 18, 202667
Sep 17, 202667
Sep 16, 202667
Sep 15, 202668
Sep 14, 202669
Sep 13, 202669
Sep 12, 202669
Sep 11, 202669
Sep 10, 202669
Sep 9, 202669
Sep 8, 202670
Sep 7, 202671
Sep 6, 202671
Sep 5, 202671
Sep 4, 202670
Sep 3, 202671
Sep 2, 202671
Sep 1, 202670
Aug 31, 202669
Aug 30, 202668
Aug 29, 202668
Aug 28, 202670
Aug 27, 202670
Aug 26, 202670
Aug 25, 202671
Aug 24, 202671
Aug 23, 202671
Aug 22, 202671
Aug 20, 202671
Aug 19, 202671
Aug 18, 202671
Aug 17, 202671
Aug 16, 202672
Aug 15, 202672
Aug 14, 202672
Aug 13, 202672
Aug 12, 202672
Aug 11, 202670
Aug 10, 202671
Aug 9, 202671
Aug 8, 202671
Aug 7, 202671
Aug 6, 202666
Aug 5, 202667
Aug 3, 202667
Aug 2, 202665
Jul 31, 202678
Jul 30, 202671
Jul 29, 202672
Jul 28, 202672
Jul 27, 202672
Jul 26, 202671
Jul 25, 202671

Key facts

Market cap
$3.1B
Sector
Financial Services
Industry
Insurance - Specialty
Beta
0.56
Risk grade (1–10)
3
Next earnings
Nov 5, 2026

Insurance - Specialty peers

CompanyMarket capScore
FAF First American Financial$6.8B57
ACT Enact$6.4B63
ESNT Essent Group$5.9B65
MTG MGIC Investment$5.8B61
RDN Radian Group$4.6B60
AGO Assured Guaranty$3.1B50

Questions

What is NMIH's stock score today?

NMIH scores 68/100 (Bullish) as of Oct 21, 2026: technical 59, fundamental 77. Scores are recomputed every night.

Is NMIH a buy?

The score is not a buy or sell recommendation. A 68 says the technical and fundamental signals we measure lean bullish today, relative to every other stock scored the same way. Use the breakdown above to see why, and treat it as a starting point for your own research.

How is the NMIH score calculated?

98 weighted scorers feed it today: 36 fundamental, scored against Financial Services ranges, and 62 technical on the daily chart, with 5 timeframes blended into the technical total. Every scorer returns 0–100; missing data is left out, never counted as zero.

Scores are information, not investment advice. Computed from Yahoo Finance, Finnhub and Alpha Vantage data; technical indicators via TA-Lib. Past scores do not predict future returns.