HCI Group, Inc.

HCI stock score: 77/100

$204.28 · +2.26% · Scored Oct 20, 2026

Technical
69
Fundamental
86
News
—

The reading

HCI Group (HCI) scores 77 out of 100, which reads bullish, higher than 100% of Financial Services stocks and 100% of the 4,166 US stocks we score.

The composite is technicals and fundamentals weighted equally: technicals read 69, fundamentals 86.

Among the fundamentals, Fair Value at 100 and Price Target at 100 score highest, while Earnings Estimates at 29 weighs the most against it.

On the daily chart, trend-following indicators average 72 and contrarian oscillators 24 — a split worth reading before trusting the technical total.

Since Jul 25, 2026 the composite has ranged from 71 to 78, and it is up 1 point over the period.

What’s driving the score

The strongest and weakest of the scorers that count toward HCI’s composite. Each returns 0–100, higher is more bullish — including metrics where low is good, like P/E.

Fundamental

86

Pulling it up

  • Fair Value100

    Fair value score synthesizes multiple valuation methods (DCF, P/E, P/B, P/S) to estimate intrinsic worth.

  • Price Target100

    Price target score compares the current stock price to analyst consensus targets.

  • Return on Assets (ROA)100

    Return on Assets (ROA) shows how efficiently a company uses its assets to generate profit.

Holding it back

  • Earnings Estimates29

    Earnings estimates score evaluates analyst projections for future profitability.

  • Price to Book Ratio34

    Price-to-Book ratio compares market value to book value.

  • Gross Margins34

    Gross margins show profitability after cost of goods sold.

36 weighted scorers; 5 had no data today and are left out rather than counted as zero.

Technical · daily

66

Pulling it up

  • Parabolic SAR (PSAR)100

    Parabolic SAR (Stop and Reverse) provides trailing stop levels that follow price trends.

  • VWAP100

    Volume Weighted Average Price (VWAP) shows the average price weighted by volume.

  • Ichimoku Cloud100

    Ichimoku Cloud is a comprehensive indicator showing support/resistance, trend direction, and momentum.

Holding it back

  • Bollinger Bands (50)0

    Bollinger Bands (50-period) measure where price sits between bands two standard deviations around its 50-period average.

  • RSI (14)0

    Relative Strength Index (14-period) measures momentum by comparing recent gains to losses.

  • Money Flow Index (14)0

    Money Flow Index (14-period) is a volume-weighted RSI that identifies overbought and oversold conditions.

62 weighted scorers; 3 had no data today and are left out rather than counted as zero.

Technical score by timeframe

ChartScoreWeight
Hourly571
Daily663
Weekly712
Monthly732
Quarterly722

Composite score, last 90 days

05010077Jul 25, 2026Oct 20, 2026Jul 25, 2026: 76Jul 26, 2026: 76Jul 27, 2026: 75Jul 28, 2026: 76Jul 29, 2026: 76Jul 30, 2026: 76Jul 31, 2026: 74Aug 2, 2026: 73Aug 3, 2026: 75Aug 5, 2026: 74Aug 6, 2026: 76Aug 7, 2026: 77Aug 8, 2026: 76Aug 9, 2026: 76Aug 10, 2026: 76Aug 11, 2026: 75Aug 12, 2026: 75Aug 13, 2026: 76Aug 14, 2026: 75Aug 15, 2026: 75Aug 16, 2026: 75Aug 17, 2026: 75Aug 18, 2026: 76Aug 19, 2026: 76Aug 20, 2026: 75Aug 22, 2026: 76Aug 23, 2026: 76Aug 24, 2026: 78Aug 25, 2026: 77Aug 26, 2026: 77Aug 27, 2026: 77Aug 28, 2026: 76Aug 29, 2026: 77Aug 30, 2026: 77Aug 31, 2026: 76Sep 1, 2026: 76Sep 2, 2026: 76Sep 3, 2026: 76Sep 4, 2026: 76Sep 5, 2026: 76Sep 6, 2026: 76Sep 7, 2026: 76Sep 8, 2026: 76Sep 9, 2026: 75Sep 10, 2026: 76Sep 11, 2026: 75Sep 12, 2026: 75Sep 13, 2026: 75Sep 14, 2026: 76Sep 15, 2026: 75Sep 16, 2026: 76Sep 17, 2026: 76Sep 18, 2026: 76Sep 19, 2026: 76Sep 20, 2026: 76Sep 21, 2026: 74Sep 22, 2026: 73Sep 23, 2026: 74Sep 24, 2026: 74Sep 25, 2026: 71Sep 26, 2026: 71Sep 27, 2026: 71Sep 28, 2026: 71Sep 29, 2026: 72Sep 30, 2026: 71Oct 1, 2026: 74Oct 2, 2026: 76Oct 3, 2026: 75Oct 4, 2026: 75Oct 5, 2026: 76Oct 6, 2026: 75Oct 7, 2026: 76Oct 8, 2026: 77Oct 9, 2026: 77Oct 10, 2026: 77Oct 11, 2026: 77Oct 12, 2026: 77Oct 13, 2026: 77Oct 14, 2026: 76Oct 15, 2026: 76Oct 16, 2026: 77Oct 17, 2026: 77Oct 18, 2026: 77Oct 19, 2026: 77Oct 20, 2026: 77
Show the daily numbers
DateComposite
Oct 20, 202677
Oct 19, 202677
Oct 18, 202677
Oct 17, 202677
Oct 16, 202677
Oct 15, 202676
Oct 14, 202676
Oct 13, 202677
Oct 12, 202677
Oct 11, 202677
Oct 10, 202677
Oct 9, 202677
Oct 8, 202677
Oct 7, 202676
Oct 6, 202675
Oct 5, 202676
Oct 4, 202675
Oct 3, 202675
Oct 2, 202676
Oct 1, 202674
Sep 30, 202671
Sep 29, 202672
Sep 28, 202671
Sep 27, 202671
Sep 26, 202671
Sep 25, 202671
Sep 24, 202674
Sep 23, 202674
Sep 22, 202673
Sep 21, 202674
Sep 20, 202676
Sep 19, 202676
Sep 18, 202676
Sep 17, 202676
Sep 16, 202676
Sep 15, 202675
Sep 14, 202676
Sep 13, 202675
Sep 12, 202675
Sep 11, 202675
Sep 10, 202676
Sep 9, 202675
Sep 8, 202676
Sep 7, 202676
Sep 6, 202676
Sep 5, 202676
Sep 4, 202676
Sep 3, 202676
Sep 2, 202676
Sep 1, 202676
Aug 31, 202676
Aug 30, 202677
Aug 29, 202677
Aug 28, 202676
Aug 27, 202677
Aug 26, 202677
Aug 25, 202677
Aug 24, 202678
Aug 23, 202676
Aug 22, 202676
Aug 20, 202675
Aug 19, 202676
Aug 18, 202676
Aug 17, 202675
Aug 16, 202675
Aug 15, 202675
Aug 14, 202675
Aug 13, 202676
Aug 12, 202675
Aug 11, 202675
Aug 10, 202676
Aug 9, 202676
Aug 8, 202676
Aug 7, 202677
Aug 6, 202676
Aug 5, 202674
Aug 3, 202675
Aug 2, 202673
Jul 31, 202674
Jul 30, 202676
Jul 29, 202676
Jul 28, 202676
Jul 27, 202675
Jul 26, 202676
Jul 25, 202676

Key facts

Market cap
$2.5B
Sector
Financial Services
Industry
Insurance - Property & Casualty
Beta
1.05
Risk grade (1–10)
8
Next earnings
Nov 4, 2026

Insurance - Property & Casualty peers

CompanyMarket capScore
WTM White Mountains Insurance Group$5.3B72
PLMR Palomar$3.7B74
LMND Lemonade$3.5B45
SLDE Slide Insurance$3.2B82
SKWD Skyward Specialty Insurance Group$2.7B73
PRCH Porch Group$2.1B58

Questions

What is HCI's stock score today?

HCI scores 77/100 (Bullish) as of Oct 20, 2026: technical 69, fundamental 86. Scores are recomputed every night.

Is HCI a buy?

The score is not a buy or sell recommendation. A 77 says the technical and fundamental signals we measure lean bullish today, relative to every other stock scored the same way. Use the breakdown above to see why, and treat it as a starting point for your own research.

How is the HCI score calculated?

98 weighted scorers feed it today: 36 fundamental, scored against Financial Services ranges, and 62 technical on the daily chart, with 5 timeframes blended into the technical total. Every scorer returns 0–100; missing data is left out, never counted as zero.

Scores are information, not investment advice. Computed from Yahoo Finance, Finnhub and Alpha Vantage data; technical indicators via TA-Lib. Past scores do not predict future returns.