Enova International, Inc.

ENVA stock score: 66/100

$176.78 · -1.82% · Scored Oct 22, 2026

Technical
54
Fundamental
78
News
—

The reading

Enova International (ENVA) scores 66 out of 100, which reads bullish, higher than 84% of Financial Services stocks and 92% of the 4,166 US stocks we score.

The composite is technicals and fundamentals weighted equally: technicals read 54, fundamentals 78.

Among the fundamentals, Quick Ratio at 100 and Price Target at 100 score highest, while Price to Book Ratio at 5 weighs the most against it.

On the daily chart, trend-following indicators average 38 and contrarian oscillators 51.

Since Jul 25, 2026 the composite has ranged from 64 to 81, and it is down 5 points over the period.

What’s driving the score

The strongest and weakest of the scorers that count toward ENVA’s composite. Each returns 0–100, higher is more bullish — including metrics where low is good, like P/E.

Fundamental

78

Pulling it up

  • Quick Ratio100

    Quick ratio measures a company's ability to meet short-term obligations with liquid assets.

  • Price Target100

    Price target score compares the current stock price to analyst consensus targets.

  • Fund Ownership100

    Fund ownership tracks institutional investor holdings and changes.

Holding it back

  • Price to Book Ratio5

    Price-to-Book ratio compares market value to book value.

  • Debt to Equity26

    Debt-to-Equity ratio measures financial leverage by comparing total debt to shareholder equity.

  • Insider Transactions35

    Insider transactions track recent buying and selling by company insiders.

35 weighted scorers; 6 had no data today and are left out rather than counted as zero.

Technical · daily

37

Pulling it up

  • Parabolic SAR (PSAR)100

    Parabolic SAR (Stop and Reverse) provides trailing stop levels that follow price trends.

  • 52-Week Change100

    The price change over the last 52 weeks.

  • S&P 500 52W Comparison91

    S&P 500 52-week comparison evaluates the stock's annual performance relative to the broader market.

Holding it back

  • Candlestick Patterns0

    Candlestick patterns recognize specific price formations that historically suggest continuation or reversal.

  • SMA 1000

    Simple Moving Average (100-period) provides a longer-term perspective on price trends.

  • SMA 500

    Simple Moving Average (50-period) is a widely-watched intermediate-term trend gauge.

62 weighted scorers; 3 had no data today and are left out rather than counted as zero.

Technical score by timeframe

ChartScoreWeight
Hourly401
Daily373
Weekly532
Monthly692
Quarterly742

Composite score, last 90 days

05010066Jul 25, 2026Oct 22, 2026Jul 25, 2026: 71Jul 26, 2026: 71Jul 27, 2026: 79Jul 28, 2026: 78Jul 29, 2026: 79Jul 30, 2026: 79Jul 31, 2026: 81Aug 2, 2026: 65Aug 3, 2026: 66Aug 5, 2026: 65Aug 6, 2026: 64Aug 7, 2026: 70Aug 8, 2026: 71Aug 9, 2026: 71Aug 10, 2026: 71Aug 11, 2026: 72Aug 12, 2026: 72Aug 13, 2026: 72Aug 14, 2026: 71Aug 15, 2026: 72Aug 16, 2026: 72Aug 17, 2026: 72Aug 18, 2026: 70Aug 19, 2026: 70Aug 20, 2026: 69Aug 22, 2026: 71Aug 23, 2026: 71Aug 24, 2026: 71Aug 25, 2026: 71Aug 26, 2026: 70Aug 27, 2026: 70Aug 28, 2026: 69Aug 29, 2026: 70Aug 30, 2026: 69Aug 31, 2026: 69Sep 1, 2026: 70Sep 2, 2026: 71Sep 3, 2026: 71Sep 4, 2026: 71Sep 5, 2026: 71Sep 6, 2026: 71Sep 7, 2026: 71Sep 8, 2026: 70Sep 9, 2026: 69Sep 10, 2026: 69Sep 11, 2026: 70Sep 12, 2026: 70Sep 13, 2026: 70Sep 14, 2026: 67Sep 15, 2026: 65Sep 16, 2026: 64Sep 17, 2026: 66Sep 18, 2026: 66Sep 19, 2026: 65Sep 20, 2026: 65Sep 21, 2026: 64Sep 22, 2026: 64Sep 23, 2026: 65Sep 24, 2026: 66Sep 25, 2026: 66Sep 26, 2026: 66Sep 27, 2026: 66Sep 28, 2026: 65Sep 29, 2026: 65Sep 30, 2026: 65Oct 1, 2026: 66Oct 2, 2026: 67Oct 3, 2026: 67Oct 4, 2026: 67Oct 5, 2026: 68Oct 6, 2026: 69Oct 7, 2026: 69Oct 8, 2026: 69Oct 9, 2026: 67Oct 10, 2026: 68Oct 11, 2026: 68Oct 12, 2026: 67Oct 13, 2026: 66Oct 14, 2026: 66Oct 15, 2026: 67Oct 16, 2026: 68Oct 17, 2026: 68Oct 18, 2026: 68Oct 19, 2026: 67Oct 20, 2026: 68Oct 21, 2026: 68Oct 22, 2026: 66
Show the daily numbers
DateComposite
Oct 22, 202666
Oct 21, 202668
Oct 20, 202668
Oct 19, 202667
Oct 18, 202668
Oct 17, 202668
Oct 16, 202668
Oct 15, 202667
Oct 14, 202666
Oct 13, 202666
Oct 12, 202667
Oct 11, 202668
Oct 10, 202668
Oct 9, 202667
Oct 8, 202669
Oct 7, 202669
Oct 6, 202669
Oct 5, 202668
Oct 4, 202667
Oct 3, 202667
Oct 2, 202667
Oct 1, 202666
Sep 30, 202665
Sep 29, 202665
Sep 28, 202665
Sep 27, 202666
Sep 26, 202666
Sep 25, 202666
Sep 24, 202666
Sep 23, 202665
Sep 22, 202664
Sep 21, 202664
Sep 20, 202665
Sep 19, 202665
Sep 18, 202666
Sep 17, 202666
Sep 16, 202664
Sep 15, 202665
Sep 14, 202667
Sep 13, 202670
Sep 12, 202670
Sep 11, 202670
Sep 10, 202669
Sep 9, 202669
Sep 8, 202670
Sep 7, 202671
Sep 6, 202671
Sep 5, 202671
Sep 4, 202671
Sep 3, 202671
Sep 2, 202671
Sep 1, 202670
Aug 31, 202669
Aug 30, 202669
Aug 29, 202670
Aug 28, 202669
Aug 27, 202670
Aug 26, 202670
Aug 25, 202671
Aug 24, 202671
Aug 23, 202671
Aug 22, 202671
Aug 20, 202669
Aug 19, 202670
Aug 18, 202670
Aug 17, 202672
Aug 16, 202672
Aug 15, 202672
Aug 14, 202671
Aug 13, 202672
Aug 12, 202672
Aug 11, 202672
Aug 10, 202671
Aug 9, 202671
Aug 8, 202671
Aug 7, 202670
Aug 6, 202664
Aug 5, 202665
Aug 3, 202666
Aug 2, 202665
Jul 31, 202681
Jul 30, 202679
Jul 29, 202679
Jul 28, 202678
Jul 27, 202679
Jul 26, 202671
Jul 25, 202671

Key facts

Market cap
$4.4B
Sector
Financial Services
Industry
Credit Services
Beta
1.28
Risk grade (1–10)
4
Next earnings
Oct 22, 2026

Credit Services peers

CompanyMarket capScore
CACC Credit Acceptance$5.6B61
KLAR Klarna Group$5.0B45
SEZL Sezzle$4.6B76
NNI Nelnet$4.5B55
SLM SLM$4.3B58
BFH Bread Financial$4.2B65

Questions

What is ENVA's stock score today?

ENVA scores 66/100 (Bullish) as of Oct 22, 2026: technical 54, fundamental 78. Scores are recomputed every night.

Is ENVA a buy?

The score is not a buy or sell recommendation. A 66 says the technical and fundamental signals we measure lean bullish today, relative to every other stock scored the same way. Use the breakdown above to see why, and treat it as a starting point for your own research.

How is the ENVA score calculated?

97 weighted scorers feed it today: 35 fundamental, scored against Financial Services ranges, and 62 technical on the daily chart, with 5 timeframes blended into the technical total. Every scorer returns 0–100; missing data is left out, never counted as zero.

Scores are information, not investment advice. Computed from Yahoo Finance, Finnhub and Alpha Vantage data; technical indicators via TA-Lib. Past scores do not predict future returns.