Encore Capital Group, Inc.

ECPG stock score: 71/100

$100.36 · -3.65% · Scored Oct 22, 2026

Technical
67
Fundamental
75
News
52

The reading

Encore Capital Group (ECPG) scores 71 out of 100, which reads bullish, higher than 96% of Financial Services stocks and 99% of the 4,161 US stocks we score.

The composite is technicals and fundamentals weighted equally: technicals read 67, fundamentals 75.

Among the fundamentals, Fair Value at 100 and Quick Ratio at 100 score highest, while Debt to Equity at 9 weighs the most against it.

On the daily chart, trend-following indicators average 64 and contrarian oscillators 40.

News sentiment is neutral at 52; it is shown, not counted in the composite.

Since Jul 25, 2026 the composite has ranged from 63 to 79, and it is down 7 points over the period.

What’s driving the score

The strongest and weakest of the scorers that count toward ECPG’s composite. Each returns 0–100, higher is more bullish — including metrics where low is good, like P/E.

Fundamental

75

Pulling it up

  • Fair Value100

    Fair value score synthesizes multiple valuation methods (DCF, P/E, P/B, P/S) to estimate intrinsic worth.

  • Quick Ratio100

    Quick ratio measures a company's ability to meet short-term obligations with liquid assets.

  • Price Target100

    Price target score compares the current stock price to analyst consensus targets.

Holding it back

  • Debt to Equity9

    Debt-to-Equity ratio measures financial leverage by comparing total debt to shareholder equity.

  • Earnings Estimates26

    Earnings estimates score evaluates analyst projections for future profitability.

  • Revenue Growth (5-Year)29

    5-year revenue growth analyzes long-term sales trajectory and consistency.

37 weighted scorers; 4 had no data today and are left out rather than counted as zero.

Technical · daily

62

Pulling it up

  • 52-Week Change100

    The price change over the last 52 weeks.

  • S&P 500 52W Comparison100

    S&P 500 52-week comparison evaluates the stock's annual performance relative to the broader market.

  • EMA 20099

    Exponential Moving Average (200-period) is a crucial long-term trend indicator that reacts faster than SMA-200.

Holding it back

  • Candlestick Patterns0

    Candlestick patterns recognize specific price formations that historically suggest continuation or reversal.

  • Money Flow Index (14)19

    Money Flow Index (14-period) is a volume-weighted RSI that identifies overbought and oversold conditions.

  • SPY SMA 1023

    SPY SMA 10 evaluates the S&P 500 (SPY) position relative to its 10-period simple moving average.

62 weighted scorers; 3 had no data today and are left out rather than counted as zero.

News · shown, not counted

Global News
52

Technical score by timeframe

ChartScoreWeight
Hourly421
Daily623
Weekly712
Monthly772
Quarterly752

Composite score, last 90 days

05010071Jul 25, 2026Oct 22, 2026Jul 25, 2026: 78Jul 26, 2026: 78Jul 27, 2026: 79Jul 28, 2026: 79Jul 29, 2026: 79Jul 30, 2026: 79Jul 31, 2026: 73Aug 2, 2026: 71Aug 3, 2026: 65Aug 5, 2026: 63Aug 6, 2026: 65Aug 7, 2026: 72Aug 8, 2026: 72Aug 9, 2026: 72Aug 10, 2026: 70Aug 11, 2026: 70Aug 12, 2026: 72Aug 13, 2026: 73Aug 14, 2026: 73Aug 15, 2026: 73Aug 16, 2026: 73Aug 17, 2026: 72Aug 18, 2026: 72Aug 19, 2026: 71Aug 20, 2026: 70Aug 22, 2026: 73Aug 23, 2026: 72Aug 24, 2026: 73Aug 25, 2026: 72Aug 26, 2026: 71Aug 27, 2026: 72Aug 28, 2026: 71Aug 29, 2026: 71Aug 30, 2026: 71Aug 31, 2026: 70Sep 1, 2026: 70Sep 2, 2026: 71Sep 3, 2026: 70Sep 4, 2026: 71Sep 5, 2026: 71Sep 6, 2026: 71Sep 7, 2026: 71Sep 8, 2026: 73Sep 9, 2026: 71Sep 10, 2026: 71Sep 11, 2026: 72Sep 12, 2026: 72Sep 13, 2026: 72Sep 14, 2026: 72Sep 15, 2026: 71Sep 16, 2026: 72Sep 17, 2026: 72Sep 18, 2026: 72Sep 19, 2026: 71Sep 20, 2026: 71Sep 21, 2026: 71Sep 22, 2026: 71Sep 23, 2026: 71Sep 24, 2026: 71Sep 25, 2026: 71Sep 26, 2026: 71Sep 27, 2026: 71Sep 28, 2026: 69Sep 29, 2026: 69Sep 30, 2026: 69Oct 1, 2026: 68Oct 2, 2026: 71Oct 3, 2026: 71Oct 4, 2026: 71Oct 5, 2026: 72Oct 6, 2026: 72Oct 7, 2026: 72Oct 8, 2026: 72Oct 9, 2026: 72Oct 10, 2026: 72Oct 11, 2026: 72Oct 12, 2026: 73Oct 13, 2026: 73Oct 14, 2026: 72Oct 15, 2026: 72Oct 16, 2026: 72Oct 17, 2026: 72Oct 18, 2026: 72Oct 19, 2026: 71Oct 20, 2026: 72Oct 21, 2026: 73Oct 22, 2026: 71
Show the daily numbers
DateComposite
Oct 22, 202671
Oct 21, 202673
Oct 20, 202672
Oct 19, 202671
Oct 18, 202672
Oct 17, 202672
Oct 16, 202672
Oct 15, 202672
Oct 14, 202672
Oct 13, 202673
Oct 12, 202673
Oct 11, 202672
Oct 10, 202672
Oct 9, 202672
Oct 8, 202672
Oct 7, 202672
Oct 6, 202672
Oct 5, 202672
Oct 4, 202671
Oct 3, 202671
Oct 2, 202671
Oct 1, 202668
Sep 30, 202669
Sep 29, 202669
Sep 28, 202669
Sep 27, 202671
Sep 26, 202671
Sep 25, 202671
Sep 24, 202671
Sep 23, 202671
Sep 22, 202671
Sep 21, 202671
Sep 20, 202671
Sep 19, 202671
Sep 18, 202672
Sep 17, 202672
Sep 16, 202672
Sep 15, 202671
Sep 14, 202672
Sep 13, 202672
Sep 12, 202672
Sep 11, 202672
Sep 10, 202671
Sep 9, 202671
Sep 8, 202673
Sep 7, 202671
Sep 6, 202671
Sep 5, 202671
Sep 4, 202671
Sep 3, 202670
Sep 2, 202671
Sep 1, 202670
Aug 31, 202670
Aug 30, 202671
Aug 29, 202671
Aug 28, 202671
Aug 27, 202672
Aug 26, 202671
Aug 25, 202672
Aug 24, 202673
Aug 23, 202672
Aug 22, 202673
Aug 20, 202670
Aug 19, 202671
Aug 18, 202672
Aug 17, 202672
Aug 16, 202673
Aug 15, 202673
Aug 14, 202673
Aug 13, 202673
Aug 12, 202672
Aug 11, 202670
Aug 10, 202670
Aug 9, 202672
Aug 8, 202672
Aug 7, 202672
Aug 6, 202665
Aug 5, 202663
Aug 3, 202665
Aug 2, 202671
Jul 31, 202673
Jul 30, 202679
Jul 29, 202679
Jul 28, 202679
Jul 27, 202679
Jul 26, 202678
Jul 25, 202678

Key facts

Market cap
$2.1B
Sector
Financial Services
Industry
Credit Services
Beta
1.31
Risk grade (1–10)
2
Next earnings
Nov 4, 2026

Credit Services peers

CompanyMarket capScore
ENVA Enova International$4.4B66
SLM SLM$4.1B53
BFH Bread Financial$3.9B61
UPST Upstart$2.3B48
AGM Federal Agricultural Mortgage$2.2B62
WU The Western Union Company$2.0B40

Questions

What is ECPG's stock score today?

ECPG scores 71/100 (Bullish) as of Oct 22, 2026: technical 67, fundamental 75, and news sentiment 52, which is shown but not counted. Scores are recomputed every night.

Is ECPG a buy?

The score is not a buy or sell recommendation. A 71 says the technical and fundamental signals we measure lean bullish today, relative to every other stock scored the same way. Use the breakdown above to see why, and treat it as a starting point for your own research.

How is the ECPG score calculated?

99 weighted scorers feed it today: 37 fundamental, scored against Financial Services ranges, and 62 technical on the daily chart, with 5 timeframes blended into the technical total. Every scorer returns 0–100; missing data is left out, never counted as zero.

Scores are information, not investment advice. Computed from Yahoo Finance, Finnhub and Alpha Vantage data; technical indicators via TA-Lib. Past scores do not predict future returns.