Community Financial System, Inc.

CBU stock score: 57/100

$60.81 · +1.60% · Scored Oct 20, 2026

Technical
53
Fundamental
61
News
—

The reading

Community Financial System (CBU) scores 57 out of 100, which reads neutral, higher than 52% of Financial Services stocks and 65% of the 4,166 US stocks we score.

The composite is technicals and fundamentals weighted equally: technicals read 53, fundamentals 61.

Among the fundamentals, Price Target at 100 and Debt to Equity at 96 score highest, while Fund Ownership at 1 weighs the most against it.

On the daily chart, trend-following indicators average 48 and contrarian oscillators 46.

Since Jul 25, 2026 the composite has ranged from 53 to 73, and it is down 16 points over the period.

What’s driving the score

The strongest and weakest of the scorers that count toward CBU’s composite. Each returns 0–100, higher is more bullish — including metrics where low is good, like P/E.

Fundamental

61

Pulling it up

  • Price Target100

    Price target score compares the current stock price to analyst consensus targets.

  • Debt to Equity96

    Debt-to-Equity ratio measures financial leverage by comparing total debt to shareholder equity.

  • Operating Margins93

    Operating margins measure profitability after operating expenses.

Holding it back

  • Fund Ownership1

    Fund ownership tracks institutional investor holdings and changes.

  • PEG Ratio10

    PEG ratio divides the P/E ratio by earnings growth rate.

  • Earnings Quality (Quarterly)24

    Quarterly earnings quality assesses the sustainability and reliability of reported profits.

34 weighted scorers; 7 had no data today and are left out rather than counted as zero.

Technical · daily

45

Pulling it up

  • Parabolic SAR (PSAR)100

    Parabolic SAR (Stop and Reverse) provides trailing stop levels that follow price trends.

  • SMA 20 Cross Up100

    SMA 20 Cross Up tracks when very short-term averages cross above the 20-period SMA.

  • Average True Range (14)93

    Average True Range (14-period) measures volatility by calculating the average range between high and low prices.

Holding it back

  • Candlestick Patterns0

    Candlestick patterns recognize specific price formations that historically suggest continuation or reversal.

  • Ichimoku Cloud1

    Ichimoku Cloud is a comprehensive indicator showing support/resistance, trend direction, and momentum.

  • Williams %R (7)10

    Williams %R (7-period) places the close within the last 7 periods' high-low range.

62 weighted scorers; 3 had no data today and are left out rather than counted as zero.

Technical score by timeframe

ChartScoreWeight
Hourly571
Daily453
Weekly492
Monthly602
Quarterly622

Composite score, last 90 days

05010057Jul 25, 2026Oct 20, 2026Jul 25, 2026: 73Jul 26, 2026: 73Jul 27, 2026: 70Jul 28, 2026: 68Jul 29, 2026: 68Jul 30, 2026: 68Jul 31, 2026: 69Aug 2, 2026: 58Aug 3, 2026: 60Aug 5, 2026: 61Aug 6, 2026: 60Aug 7, 2026: 59Aug 8, 2026: 59Aug 9, 2026: 59Aug 10, 2026: 58Aug 11, 2026: 59Aug 12, 2026: 60Aug 13, 2026: 62Aug 14, 2026: 61Aug 15, 2026: 62Aug 16, 2026: 61Aug 17, 2026: 59Aug 18, 2026: 58Aug 19, 2026: 59Aug 23, 2026: 58Aug 24, 2026: 57Aug 25, 2026: 57Aug 26, 2026: 57Aug 27, 2026: 57Aug 28, 2026: 57Aug 29, 2026: 57Aug 30, 2026: 57Aug 31, 2026: 57Sep 1, 2026: 58Sep 2, 2026: 59Sep 3, 2026: 60Sep 4, 2026: 60Sep 5, 2026: 60Sep 6, 2026: 60Sep 7, 2026: 60Sep 8, 2026: 59Sep 9, 2026: 58Sep 10, 2026: 58Sep 11, 2026: 58Sep 12, 2026: 58Sep 13, 2026: 58Sep 14, 2026: 59Sep 15, 2026: 58Sep 16, 2026: 58Sep 17, 2026: 57Sep 18, 2026: 57Sep 19, 2026: 56Sep 20, 2026: 56Sep 21, 2026: 56Sep 22, 2026: 56Sep 23, 2026: 56Sep 24, 2026: 56Sep 25, 2026: 56Sep 26, 2026: 56Sep 27, 2026: 56Sep 28, 2026: 55Sep 29, 2026: 54Sep 30, 2026: 53Oct 1, 2026: 53Oct 2, 2026: 56Oct 3, 2026: 56Oct 4, 2026: 56Oct 5, 2026: 54Oct 6, 2026: 54Oct 7, 2026: 53Oct 8, 2026: 53Oct 9, 2026: 53Oct 10, 2026: 53Oct 11, 2026: 53Oct 12, 2026: 54Oct 13, 2026: 53Oct 14, 2026: 53Oct 15, 2026: 55Oct 16, 2026: 56Oct 17, 2026: 56Oct 18, 2026: 56Oct 19, 2026: 56Oct 20, 2026: 57
Show the daily numbers
DateComposite
Oct 20, 202657
Oct 19, 202656
Oct 18, 202656
Oct 17, 202656
Oct 16, 202656
Oct 15, 202655
Oct 14, 202653
Oct 13, 202653
Oct 12, 202654
Oct 11, 202653
Oct 10, 202653
Oct 9, 202653
Oct 8, 202653
Oct 7, 202653
Oct 6, 202654
Oct 5, 202654
Oct 4, 202656
Oct 3, 202656
Oct 2, 202656
Oct 1, 202653
Sep 30, 202653
Sep 29, 202654
Sep 28, 202655
Sep 27, 202656
Sep 26, 202656
Sep 25, 202656
Sep 24, 202656
Sep 23, 202656
Sep 22, 202656
Sep 21, 202656
Sep 20, 202656
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Sep 18, 202657
Sep 17, 202657
Sep 16, 202658
Sep 15, 202658
Sep 14, 202659
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Sep 12, 202658
Sep 11, 202658
Sep 10, 202658
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Sep 7, 202660
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Sep 4, 202660
Sep 3, 202660
Sep 2, 202659
Sep 1, 202658
Aug 31, 202657
Aug 30, 202657
Aug 29, 202657
Aug 28, 202657
Aug 27, 202657
Aug 26, 202657
Aug 25, 202657
Aug 24, 202657
Aug 23, 202658
Aug 19, 202659
Aug 18, 202658
Aug 17, 202659
Aug 16, 202661
Aug 15, 202662
Aug 14, 202661
Aug 13, 202662
Aug 12, 202660
Aug 11, 202659
Aug 10, 202658
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Aug 6, 202660
Aug 5, 202661
Aug 3, 202660
Aug 2, 202658
Jul 31, 202669
Jul 30, 202668
Jul 29, 202668
Jul 28, 202668
Jul 27, 202670
Jul 26, 202673
Jul 25, 202673

Key facts

Market cap
$3.2B
Sector
Financial Services
Industry
Banks - Regional
Beta
0.78
Risk grade (1–10)
2
Next earnings
Oct 27, 2026

Banks - Regional peers

CompanyMarket capScore
SFNC Simmons First National$3.3B52
TOWN TowneBank$3.3B61
PRK Park National$3.3B63
MCHB Mechanics Bancorp$3.2B58
INTR Inter & Co$3.2B71
SBCF Seacoast Banking Corporation of Florida$3.2B62

Questions

What is CBU's stock score today?

CBU scores 57/100 (Neutral) as of Oct 20, 2026: technical 53, fundamental 61. Scores are recomputed every night.

Is CBU a buy?

The score is not a buy or sell recommendation. A 57 says the technical and fundamental signals we measure lean neutral today, relative to every other stock scored the same way. Use the breakdown above to see why, and treat it as a starting point for your own research.

How is the CBU score calculated?

96 weighted scorers feed it today: 34 fundamental, scored against Financial Services ranges, and 62 technical on the daily chart, with 5 timeframes blended into the technical total. Every scorer returns 0–100; missing data is left out, never counted as zero.

Scores are information, not investment advice. Computed from Yahoo Finance, Finnhub and Alpha Vantage data; technical indicators via TA-Lib. Past scores do not predict future returns.