Affirm Holdings, Inc.

AFRM stock score: 63/100

$72.40 · -1.51% · Scored Oct 22, 2026

Technical
55
Fundamental
71
News
60

The reading

Affirm (AFRM) scores 63 out of 100, which reads neutral, higher than 71% of Financial Services stocks and 85% of the 4,161 US stocks we score.

The composite is technicals and fundamentals weighted equally: technicals read 55, fundamentals 71.

Among the fundamentals, Quick Ratio at 100 and Return on Assets (ROA) at 100 score highest, while EV/EBITDA at 0 weighs the most against it.

On the daily chart, trend-following indicators average 42 and contrarian oscillators 50.

News sentiment is positive at 60; it is shown, not counted in the composite.

Since Jul 25, 2026 the composite has ranged from 55 to 72, and it is down 6 points over the period.

What’s driving the score

The strongest and weakest of the scorers that count toward AFRM’s composite. Each returns 0–100, higher is more bullish — including metrics where low is good, like P/E.

Fundamental

71

Pulling it up

  • Quick Ratio100

    Quick ratio measures a company's ability to meet short-term obligations with liquid assets.

  • Return on Assets (ROA)100

    Return on Assets (ROA) shows how efficiently a company uses its assets to generate profit.

  • Revenue Growth (5-Year)100

    5-year revenue growth analyzes long-term sales trajectory and consistency.

Holding it back

  • EV/EBITDA0

    EV/EBITDA compares the whole company's value, debt included, with its operating earnings before depreciation.

  • Fund Ownership0

    Fund ownership tracks institutional investor holdings and changes.

  • PEG Ratio0

    PEG ratio divides the P/E ratio by earnings growth rate.

37 weighted scorers; 4 had no data today and are left out rather than counted as zero.

Technical · daily

44

Pulling it up

  • EMA 200 Cross Up86

    EMA 200 Cross Up tracks when price crosses above the 200-period EMA, creating an "EMA golden cross." This responsive long-term indicator signals potential sustained uptrends earlier than the SMA equivalent.

  • Know Sure Thing (KST)83

    Know Sure Thing (KST) combines multiple rate-of-change calculations to identify long-term trend reversals.

  • SMA 20078

    Simple Moving Average (200-period) is the most widely followed long-term trend indicator.

Holding it back

  • Parabolic SAR (PSAR)0

    Parabolic SAR (Stop and Reverse) provides trailing stop levels that follow price trends.

  • Ichimoku Cloud14

    Ichimoku Cloud is a comprehensive indicator showing support/resistance, trend direction, and momentum.

  • SMA 1015

    Simple Moving Average (10-period) smooths price action over 10 periods.

62 weighted scorers; 3 had no data today and are left out rather than counted as zero.

News · shown, not counted

Global News
60

Technical score by timeframe

ChartScoreWeight
Hourly411
Daily443
Weekly582
Monthly672
Quarterly652

Composite score, last 90 days

05010063Jul 25, 2026Oct 22, 2026Jul 25, 2026: 69Jul 26, 2026: 69Jul 27, 2026: 70Jul 28, 2026: 70Jul 29, 2026: 70Jul 30, 2026: 72Jul 31, 2026: 71Aug 2, 2026: 55Aug 3, 2026: 58Aug 5, 2026: 59Aug 6, 2026: 59Aug 7, 2026: 58Aug 8, 2026: 58Aug 9, 2026: 58Aug 10, 2026: 58Aug 11, 2026: 59Aug 12, 2026: 57Aug 13, 2026: 59Aug 14, 2026: 59Aug 15, 2026: 59Aug 16, 2026: 59Aug 17, 2026: 57Aug 18, 2026: 55Aug 19, 2026: 58Aug 20, 2026: 58Aug 22, 2026: 59Aug 23, 2026: 59Aug 24, 2026: 59Aug 25, 2026: 59Aug 26, 2026: 59Aug 27, 2026: 60Aug 28, 2026: 67Aug 29, 2026: 67Aug 30, 2026: 67Aug 31, 2026: 64Sep 1, 2026: 62Sep 2, 2026: 65Sep 3, 2026: 66Sep 4, 2026: 64Sep 5, 2026: 64Sep 6, 2026: 64Sep 7, 2026: 64Sep 8, 2026: 64Sep 9, 2026: 61Sep 10, 2026: 61Sep 11, 2026: 63Sep 12, 2026: 63Sep 13, 2026: 62Sep 14, 2026: 64Sep 15, 2026: 63Sep 16, 2026: 62Sep 17, 2026: 62Sep 18, 2026: 62Sep 19, 2026: 62Sep 20, 2026: 62Sep 21, 2026: 63Sep 22, 2026: 64Sep 23, 2026: 62Sep 24, 2026: 65Sep 25, 2026: 64Sep 26, 2026: 64Sep 27, 2026: 64Sep 28, 2026: 61Sep 29, 2026: 62Sep 30, 2026: 62Oct 1, 2026: 62Oct 2, 2026: 65Oct 3, 2026: 65Oct 4, 2026: 65Oct 5, 2026: 67Oct 6, 2026: 68Oct 7, 2026: 68Oct 8, 2026: 68Oct 9, 2026: 69Oct 10, 2026: 69Oct 11, 2026: 70Oct 12, 2026: 69Oct 13, 2026: 68Oct 14, 2026: 63Oct 15, 2026: 66Oct 16, 2026: 67Oct 17, 2026: 66Oct 18, 2026: 66Oct 19, 2026: 64Oct 20, 2026: 66Oct 21, 2026: 66Oct 22, 2026: 63
Show the daily numbers
DateComposite
Oct 22, 202663
Oct 21, 202666
Oct 20, 202666
Oct 19, 202664
Oct 18, 202666
Oct 17, 202666
Oct 16, 202667
Oct 15, 202666
Oct 14, 202663
Oct 13, 202668
Oct 12, 202669
Oct 11, 202670
Oct 10, 202669
Oct 9, 202669
Oct 8, 202668
Oct 7, 202668
Oct 6, 202668
Oct 5, 202667
Oct 4, 202665
Oct 3, 202665
Oct 2, 202665
Oct 1, 202662
Sep 30, 202662
Sep 29, 202662
Sep 28, 202661
Sep 27, 202664
Sep 26, 202664
Sep 25, 202664
Sep 24, 202665
Sep 23, 202662
Sep 22, 202664
Sep 21, 202663
Sep 20, 202662
Sep 19, 202662
Sep 18, 202662
Sep 17, 202662
Sep 16, 202662
Sep 15, 202663
Sep 14, 202664
Sep 13, 202662
Sep 12, 202663
Sep 11, 202663
Sep 10, 202661
Sep 9, 202661
Sep 8, 202664
Sep 7, 202664
Sep 6, 202664
Sep 5, 202664
Sep 4, 202664
Sep 3, 202666
Sep 2, 202665
Sep 1, 202662
Aug 31, 202664
Aug 30, 202667
Aug 29, 202667
Aug 28, 202667
Aug 27, 202660
Aug 26, 202659
Aug 25, 202659
Aug 24, 202659
Aug 23, 202659
Aug 22, 202659
Aug 20, 202658
Aug 19, 202658
Aug 18, 202655
Aug 17, 202657
Aug 16, 202659
Aug 15, 202659
Aug 14, 202659
Aug 13, 202659
Aug 12, 202657
Aug 11, 202659
Aug 10, 202658
Aug 9, 202658
Aug 8, 202658
Aug 7, 202658
Aug 6, 202659
Aug 5, 202659
Aug 3, 202658
Aug 2, 202655
Jul 31, 202671
Jul 30, 202672
Jul 29, 202670
Jul 28, 202670
Jul 27, 202670
Jul 26, 202669
Jul 25, 202669

Key facts

Market cap
$24.4B
Sector
Financial Services
Industry
Credit Services
Beta
3.82
Risk grade (1–10)
8
Next earnings
Nov 5, 2026

Credit Services peers

CompanyMarket capScore
PYPL PayPal$49.2B57
SYF Synchrony Financial$24.4B64
SOFI SoFi Technologies$19.1B51
ALLY Ally Financial$12.0B53
FCFS FirstCash$8.0B59
OMF OneMain$6.6B58

Questions

What is AFRM's stock score today?

AFRM scores 63/100 (Neutral) as of Oct 22, 2026: technical 55, fundamental 71, and news sentiment 60, which is shown but not counted. Scores are recomputed every night.

Is AFRM a buy?

The score is not a buy or sell recommendation. A 63 says the technical and fundamental signals we measure lean neutral today, relative to every other stock scored the same way. Use the breakdown above to see why, and treat it as a starting point for your own research.

How is the AFRM score calculated?

99 weighted scorers feed it today: 37 fundamental, scored against Financial Services ranges, and 62 technical on the daily chart, with 5 timeframes blended into the technical total. Every scorer returns 0–100; missing data is left out, never counted as zero.

Scores are information, not investment advice. Computed from Yahoo Finance, Finnhub and Alpha Vantage data; technical indicators via TA-Lib. Past scores do not predict future returns.